Splitit Reviews 22,968

TrustScore 4.5 out of 5

4.3

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Review summary

Created with AI, based on recent reviews

Evaluating 3,645 reviews, reviewers overwhelmingly had a great experience with this company. Many customers find the service to be incredibly helpful and easy to use, making larger purchases more accessible and manageable. People appreciate the flexibility it offers in staggering payments, allowing them to budget effectively and acquire desired products without immediate financial strain. The overall user experience is frequently described as smooth and straightforward, with many expressing satisfaction and a willingness to use the service again. However, some customers also noted confusion and frustration regarding the payment process, specifically the pre-authorization of the full purchase amount on their credit cards. This practice of holding the entire amount, or sometimes even more, on their credit limit has led to concerns about reduced available credit and unexpected charges, which some felt contradicted the purpose of an installment plan.

What people talk about most

Payment

Customers had ambiguous experiences with payment, with many appreciating the flexibility to split payments... See more

User experience

Reviewers mention positive feedback about user experience, with many finding it easy to use, set up, and... See more

Product

People report ambiguous experiences with product purchases, with some reviewers expressing satisfaction with... See more

Service

Clients share positive opinions on service, with many expressing happiness and satisfaction. Reviewers... See more

Price

Users describe ambiguous interactions with price, with some finding the payment options affordable and... See more

Reviews shaping this summary

Rated 4 out of 5 stars

Whilst I understand the process. U have put a block on the money and the whole amount is showing on my credit card statement. I will have to see if they charge me interest next month as I have paid mo... See more

Rated 4 out of 5 stars

Splitit is useful to stagger payments. In my opinion, payments every 2 weeks is too often, and reduces the usefulness. A payment every month would be perfect

Rated 5 out of 5 stars

The programme of splitit installation had helped me to get the best solution for my learning journey because I could plan in advance and in reality I must support my family, take care of my own comp... See more

Rated 5 out of 5 stars

Simple, easy, helpful and good to know it can be split over so many months, I have the money but incase an emergency comes up I'm still ok for funds doing it this way. Have used this 3 times now and w... See more


Company details

  1. #30 of 52 best companies in Payment Service
  2. #161 of 198 best companies in Financial Consultant

About Splitit

Written by the company

We aren’t like other “buy now, pay later” options. We’re entirely different—free of fees, applications, and credit checks. For the responsible credit card user who pays diligently and doesn’t want a new loan under their name, Splitit is the smarter, more sensible choice. With Splitit, you choose the number of monthly installments and they show up right on your credit card statement. Best of all? Zero interest is ever added.

Learn more about Splitit

Contact info

4.3

Excellent

TrustScore 4.5 out of 5

23K reviews

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Rated 5 out of 5 stars

Really easy to use service

The setup is really easy and the whole process just works. No need to worry or do anything, the installments go from your credit card just as planned.

June 15, 2026
Rated 5 out of 5 stars

Xupes who I had never shopped with…

Xupes who I had never shopped with before were as good as the reviews I had read before shopping.
They kept in touch and answered questions very quickly.
As a nervous shopper, I had never bought pre-loved expensive items over the internet before, I was very happy with my dealings with Xupes and will probably shop again when I find the next perfect bag. Perfect just like the one I bought this time.
Thank you Xupes!

May 26, 2026
Unprompted review
Rated 5 out of 5 stars

Game changer

Happy that I was able to spead the cost of this course over several months rather than having to pay in full! Makes a difference when you are retired with a fixed income!

June 9, 2026
Rated 5 out of 5 stars

Easy to sign up for

Easy to sign up to, helping us spread the payments on our large purchase over 12 months. Good communication so we know when payments are coming out.

June 14, 2026

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