Maed in India Podcast Shows – Apple Podcasts

Channel • 24 Shows

Business

Business

Updated weekly
Society & Culture

Society & Culture

Updated 18 Nov
Society & Culture

Society & Culture

Updated weekly
Documentary

Documentary

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Music Interviews

Music Interviews

Updated weekly
Food

Food

Updated 21 Jan
Government

Government

Updated weekly

5 DAYS AGO

Why is Inflation So High?

In this episode, Monika explores why inflation has surged in India, hitting 6.2% in October 2024, the highest in over a year. She explains how inflation is measured using the Consumer Price Index (CPI), which tracks price changes in a basket of consumer goods and services. A consistent rise in the CPI indicates inflation, with a recent jump reflecting concerns about India’s economic stability. The ideal inflation target for India is set between 2% and 6%, with 4% considered optimal for growth, but the current numbers exceed this range. Monika discusses the key contributors to the recent spike, particularly food inflation. October saw food and beverage prices soar to 9.69%, driven by a 42.2% increase in vegetable costs, along with rising cereal and oil prices. She highlights the persistent food inflation due to extreme weather conditions and challenges in the agricultural sector, exacerbated by the government’s struggle to implement necessary reforms. These factors complicate inflation control, and Monika predicts that inflation might not ease until early next year, affecting consumer spending and economic growth. The recent closure of Durga Cooperative Bank is also discussed in this episode. The RBI canceled the bank’s license, forcing customers to rely on deposit insurance for refunds. This situation underscores the risks of choosing high-interest cooperative banks, leading to a recommendation to prioritize safer options like large public or private banks for emergency fund deposits. Listener queries include Raj Krishan (name changed), who asks if his family’s net worth of INR 7 crore, along with other resources, is sufficient to support his upcoming career switch to entrepreneurship. Another listener, Smitha, shares concerns about financial stability after returning from Australia and asks for guidance on managing property inheritance and finding employment in India. Lastly, Kumarjit inquires about how to choose a reliable financial planner, seeking clarity on professional credentials and fee structures. Chapters: (0:34 - 4:44) Why Inflation is Not Coming Down (4:45 - 6:48) Why Are Food Prices So High? (6:49 - 8:27) The Risk of Cooperative Bank Deposits (8:30 - 10:42) Is It Financially Secure Enough to Start a Business? (10:44 - 13:37) Should You Stay in India or Return to Australia for Financial Stability? (13:41 - 16:47) How to Choose a Financial Planner? https://www.amfiindia.com/locate-your-nearest-mutual-fund-distributor-details https://aria.org.in/ If you have financial questions that you’d like answers for, please email us at ⁠[email protected]⁠ Monika’s book on basic money management ⁠⁠⁠https://www.monikahalan.com/lets-talk-money-english/⁠⁠⁠ Monika’s book on mutual funds ⁠⁠https://www.monikahalan.com/lets-talk-mutual-funds/⁠⁠ Monika’s workbook on recording your financial life ⁠⁠⁠https://www.monikahalan.com/lets-talk-legacy/⁠⁠⁠ Calculators ⁠⁠⁠https://investor.sebi.gov.in/calculators/index.html⁠⁠⁠ You can find Monika on her social media @monikahalan. Twitter ⁠⁠⁠@MonikaHalan⁠⁠⁠ Instagram ⁠⁠⁠@MonikaHalan⁠⁠⁠ Facebook ⁠⁠⁠@MonikaHalan⁠⁠⁠ LinkedIn ⁠⁠@MonikaHalan⁠⁠ Production House: ⁠⁠www.inoutcreatives.com⁠⁠ Production Assistant:⁠⁠ Anshika Gogoi⁠

5 days ago

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18 min
5 DAYS AGO

Will Crypto get a Trump Boost?

In this episode, Monika explores the potential impact of a Trump presidency on the cryptocurrency market. Following recent U.S. election results, the crypto industry celebrated as Donald Trump returns to the White House as the 47th President of the United States, prompting a sharp rise in Bitcoin and other cryptocurrency prices. Many in the industry expect a more relaxed regulatory approach under Trump, including his proposal for a federal reserve of Bitcoin, which could position Bitcoin as a recognized asset if a major country begins to hold it in its reserves. She explains the concept of national reserves, which are assets held by central banks, like the Federal Reserve in the U.S. or the RBI in India, and typically include hard currencies and assets like gold. Adding Bitcoin to this mix would represent a significant shift, potentially complicating the Fed’s role in managing the money supply and interest rates. Monika cautions listeners about the risks of investing in an asset that isn’t regulated in India. Monika addresses a common question from her followers: Are systematic investment plans (SIPs) still a viable strategy? While some argue that SIPs may not yield strong long-term gains, she clarifies that SIP performance depends on the quality of the mutual fund chosen and a long-term investment horizon. Although Sensex and Nifty have returned around 23% per year in recent years, she reminds investors that returns tend to normalize to historical averages of 12-14% annually. In listener queries, Sarvesh Sinha (name changed) seeks advice on whether to use funds from underperforming mutual funds to pay off a personal loan he took to help a family member. Shivanand Patil wonders if he should redirect SIP contributions to pay off his home loan sooner. Lastly, Rohit Kumar (name changed) asks about adding gold and international investments to his portfolio. Chapters: (0:33 - 3:51) Trump, Bitcoin, and the Future of Crypto Reserves (3:52 - 6:47) Are SIPs Still Effective for Long-Term Growth in Indian Markets? (7:11 - 9:19) Family Loans: Head vs Heart in Financial Decisions (9:24 - 12:04) Balancing Debt Repayment and Investment Contributions (12:11 - 15:02) Gold Funds, SIPs, and Safe International Investments If you have financial questions that you’d like answers for, please email us at [email protected] Monika’s book on basic money management ⁠⁠https://www.monikahalan.com/lets-talk-money-english/⁠⁠ Monika’s book on mutual funds ⁠https://www.monikahalan.com/lets-talk-mutual-funds/⁠ Monika’s workbook on recording your financial life ⁠⁠https://www.monikahalan.com/lets-talk-legacy/⁠⁠ Calculators ⁠⁠https://investor.sebi.gov.in/calculators/index.html⁠⁠ You can find Monika on her social media @monikahalan. Twitter ⁠⁠@MonikaHalan⁠⁠ Instagram ⁠⁠@MonikaHalan⁠⁠ Facebook ⁠⁠@MonikaHalan⁠⁠ LinkedIn ⁠@MonikaHalan⁠ Production House: ⁠www.inoutcreatives.com⁠ Production Assistant:⁠ Anshika Gogoi

5 days ago

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16 min
7 NOV

Why are Markets Choppy?

In this episode, Monika explains why Indian stock markets, after a four-year bull run, are now experiencing choppy waters. She discusses how markets sometimes grow ahead of the economy’s fundamentals, leading to short-term volatility. She highlights that while Sensex has returned a remarkable 23% per year over the last four years, long-term averages show more moderate returns. Investors should prepare for lower returns in the near future, possibly high single digits or low double digits, aligning with historical averages. Monika also examines the role of Foreign Institutional Investors (FIIs) in recent market fluctuations. FIIs withdrew over Rs 88,000 crore from Indian equities in October 2024, partly to rebalance portfolios and shift funds back to the US amid election uncertainties. However, she notes that strong domestic investments through mutual funds and retirement accounts have cushioned the impact, preventing a larger market drop. Monika advises investors to stay focused on asset allocation rather than reacting to short-term FII moves. The episode also addresses estate planning, with Monika stressing the importance of preparing an efficient asset handover. She recommends essential steps, like naming nominees on all financial accounts, keeping property documents accessible, and writing a registered will. By organizing assets now, families can avoid unnecessary stress and financial setbacks later on. In listener queries, Richa Kukreja, a single working woman, seeks guidance on building a retirement corpus of INR 5 crore by age 60 through mutual funds. Sahil Kapoor from Dallas asks about tracking mutual fund returns and whether XIRR or annualized returns are more effective for this purpose. Lastly, Vidya, nearing retirement, shares her concerns about protecting her investments amidst global uncertainties and the potential impact on her mutual fund portfolio. Chapters: (0:41 - 5:01) Why Are Indian Markets Choppy? Understanding the Current Market Pullback (5:02 - 7:06) Dealing with Death: Estate Planning and Asset Handover (7:10 - 10:46) Building a Retirement Corpus with SIPs (10:48 - 15:59) Annualized Returns (16:02 - 18:58) Protecting Investments in Uncertain Global Events https://www.amazon.in/Factfulness-Reasons-Wrong-Things-Better/dp/1473637465 If you have financial questions that you’d like answers for, please email us at ⁠[email protected]⁠ Monika’s book on basic money management www.monikahalan.com/lets-talk-money-english/⁠ Monika’s book on mutual funds ⁠www.monikahalan.com/lets-talk-mutual-funds/⁠ ⁠-funds/⁠ Monika’s workbook on recording your financial life ⁠www.monikahalan.com/lets-talk-legacy/⁠ Calculators ⁠investor.sebi.gov.in/calculators/index.html⁠ You can find Monika on her social media @monikahalan. Twitter ⁠⁠⁠⁠⁠@MonikaHalan⁠⁠⁠⁠⁠ Instagram ⁠⁠⁠⁠⁠@MonikaHalan⁠⁠⁠⁠⁠ Facebook ⁠⁠⁠⁠⁠@MonikaHalan⁠⁠⁠⁠⁠ LinkedIn ⁠⁠⁠⁠@MonikaHalan⁠⁠⁠ Production House:⁠⁠⁠ www.inoutcreatives.com⁠⁠⁠ Production Assistant: ⁠⁠⁠⁠Anshika Gogoi⁠⁠

7 Nov

•

20 min
24 OCT

Should you Buy or Rent?

In this episode, Monika discusses the protests by life insurance agents against recent policy changes favoring policyholders. Insurance agents, news reports say, are upset over reduced commissions and clawbacks due to new IRDAI rules that allow investors to keep more money when surrendering policies early. Effective from October 1, 2024, these changes aim to protect policyholders from harsh penalties while addressing mis-selling issues. Monika views these shifts positively for investors and recommends opting for term policies and direct investments over bundled insurance plans. The episode also addresses the question of whether young people in their 20s and 30s should buy or rent a home. Monika advises that purchasing should only occur if one plans to stay long-term, as real estate is not an ideal investment due to low rental yields and variable appreciation. For those seeking flexibility in their careers, renting is often a smarter choice. She emphasizes the financial trade-offs involved in this decision, noting that buying early may limit career opportunities. In listener queries, Nripjit Singh Chawla asks if he should redeem his equity mutual fund investments for an index fund. Monika advises against rushing this decision and suggests evaluating the current portfolio first. Dr. Abhinabha Saha, a 26-year-old doctor from Kolkata, wonders whether to take a loan for an MBA or use investments. Monika recommends a mix of both to balance costs. Lastly, Chandan Kundapur from the US seeks advice on generating monthly cash flow from mutual funds. Monika suggests utilizing a Systematic Withdrawal Plan (SWP) and consulting a financial planner for international relocation. Chapters: (0:33 - 5:57) Protests by Life Insurance Agents and Policy Changes (5:58 - 9:50) The Age-Old Question: Should You Buy or Rent? (9:54 - 11:40) Should I Switch From Equity Mutual Funds to Index Funds? (11:41 - 13:15) Financing an MBA with Loans vs. Investments (13:17 - 15:07) Generating Monthly Cash Flow from Investments https://www.hindustantimes.com/opinion/irdai-signs-off-on-investor-gouging-101711633140902.html https://www.moneycontrol.com/news/business/personal-finance/lic-agents-associations-up-in-arms-against-lower-commissions-threaten-protests-at-branches-12842876.html https://www.moneycontrol.com/news/business/personal-finance/economic-survey-calls-out-rampant-mis-selling-in-insurance-banking-urges-action-12774625.html If you have financial questions that you’d like answers for, please email us at ⁠[email protected]⁠ Monika’s book on basic money management www.monikahalan.com/lets-talk-money-english/⁠ Monika’s book on mutual funds ⁠www.monikahalan.com/lets-talk-mutual-funds/⁠ ⁠-funds/⁠ Monika’s workbook on recording your financial life ⁠www.monikahalan.com/lets-talk-legacy/⁠ Calculators ⁠investor.sebi.gov.in/calculators/index.html⁠ You can find Monika on her social media @monikahalan. Twitter ⁠⁠⁠⁠@MonikaHalan⁠⁠⁠⁠ Instagram ⁠⁠⁠⁠@MonikaHalan⁠⁠⁠⁠ Facebook ⁠⁠⁠⁠@MonikaHalan⁠⁠⁠⁠ LinkedIn ⁠⁠⁠@MonikaHalan⁠⁠ Production House:⁠⁠ www.inoutcreatives.com⁠⁠ Production Assistant: ⁠⁠⁠Anshika Gogoi⁠

24 Oct

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16 min
17 NOV

Sobia Ameen - Men are lucky that all feminists are demanding is equality and equity, given everything we have been through

In this episode, Shana chats with model and Instagram creator, Sobia Ameen. Sobia shares how she ended up on the cover of Harper’s Bazaar India even though she’s an architect by training. Sobia talks about beauty standards and her activism around topics like menstrual shame and sexual assault, both of which are very personal to her. Follow us on Instagram @herkajalwontsmudge and check out our website www.herkajalwontsmudge.com. Follow @sobia93 on Instagram. CREDITS: Host and Creative Director: Shana This is a Maed in India production Head of Production: Mae Mariyam Thomas Project Manager: Shaun Fanthome Producer: Ruchi Sawardekar Junior Producer: Saakshi Samant, Quoyina Ghosh Sound Editor & Mix Engineer: Kartik Kulkarni, Lakshman Parsuram, Nihar Temkar Head of Visual Design: Minal Jadeja Visual Designers: Akshat Agarwal, Shaumik Kanvinde

17 Nov

•

28 min
21 JAN

Ranveer Brar

Today on NoSugarCoat, Pooja talks to culinary luminary and her fellow MasterChef India judge, Ranveer Brar. From his early days in the langar kitchen at 16 to achieving the title of one of India's youngest executive chefs at 26, Ranveer's culinary journey is a story of passion and perseverance. As the mastermind behind over 35 restaurants, Ranveer helps us understand why the term celebrity chef is deeply misunderstood and how the concept of a restaurant chef is changing. You can follow Ranveer Brar, Pooja and Le15 Patisserie on Instagram. For more information, go to le15.com. This is a Maed In India production; follow Maed in India & visit maedinindia.in.

21 Jan

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30 min
18 NOV

Wesness X Goya: Potlucks

What can you expect from a conversation on potlucks? Gutter water coloured chai Cookbook clubs Enid Blyton midnight picnics Art exhibits Thursday dinners in boarding school Join Anisha Rachel Oommen, founder of food & culture online publication, Goya, as she takes us through the onset of potlucks in her life, how Goya’s cookbook clubs might have played a role in making potlucks relevant again and its valuable role in friendships. Shop the look here: www.westside.com Follow Westside here: https://www.instagram.com/westsidestores CREDITS: Host: Anisha Rachel Oommen Executive Producer: Umashan Naidoo Creative Director: Liana Deboo Created by Westside This is a Maed in India production. Head of Production: Mae Mariyam Thomas Project Manager: Shaun Fanthome Head of Audio Production: Kartik Kulkarni Sound Editor & Mix Engineer: Lakshman Parsuram, Nihar Temkar Senior Producer: Ruchi Sawardekar Junior Producer: Saakshi Samant, Quoyina Ghosh Production Coordinator: Natasha Vakil Director & Video Editor: Jishnu Guha Assistant DOP: Roshan Paul Recorded at School Studio, Mumbai

18 Nov

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10 min
28 MAR

Komorebi

Pulling up at the best station from this nation, we have the Ladies Special coming in with Producer & chillwave, trip hop electronica artist from Delhi, Tarana Marwah aka Komorebi. She’s out with a new record that released in Sept 2023 called The Fall. It was a behemoth multimedia project that was 6 years in the making and includes a 6-song album, a 30-page comic book and music videos made with Epic Games’ Unreal Engine. We talk about how family is our kryptonite and invariably the greatest inspiration for her work; how collaboration, as much as it’s fulfilling can also be intimidating; and whether it’s a soliloquy or an intergalactic sci-fi story every record is autobiographical. Also, Tarana is on the lookout for a good choreographer for her next musical venture. Song List: The Fall (01:15 to 06:51) Watch Out (17:14 to 21:15) Better Not Bitter (26:30 to 31:57) I Grew Up (48:22 to 54:11) Follow Komorebi on Instagram Come be our friend: Facebook @maedinindia Instagram @maedinindia Twitter @maedinindia CREDITS: Host: Mae Twitter: @maebemaebe Instagram: @maemariyam Producer: Shaun Fanthome, Sean D'mello, Ruchi Sawardekar Content & Social Media Manager: Meghna Gulati Sound Editing & Additional Engineering by: Lakshman Parsuram Video Editing by: Jishnu Guha Artwork Design by Alika Gupta Episode Mixed & Mastered by: Kartik Kulkarni Music Mixed by: Aria Nanji Recorded at Island City Studios

28 Mar

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55 min
10 OCT

New Mutual Fund Category For Risk Takers

In this episode, Monika discusses Sebi’s recent announcement of a new mutual fund category for high-net-worth investors. This new category will allow for higher-risk, potentially higher-return products, with a minimum investment of Rs 10 lakh. It aims to expand investment options without increasing risk in the broader market. Monika highlights the current limitations in mutual fund categories and explains how this change will give more flexibility in investment strategies. She will update listeners as more details emerge, especially regarding costs and fees. Next, Monika covers the new rules for transferring financial products like mutual funds, stocks, and listed bonds. Sebi now allows up to 10 nominees and has simplified the inheritance process for easier management by heirs and joint owners, particularly for elderly or incapacitated investors. In listener queries, Dr. Prateek Srivastava faces a dilemma about taking over his mother’s home loan. Monika suggests exploring options like splitting the loan burden between siblings or selling the house to reduce the financial strain while ensuring a valid will is in place. She also advises Shilpa K to keep her emergency fund safe in a large commercial bank rather than chasing higher returns in small finance banks. Lastly, Namit Saxena, who holds 40 mutual fund folios, is encouraged to streamline his portfolio to 6-8 funds, using tax exemptions to rebalance over time. Chapters: (0:32 - 4:47) SEBI’s New Mutual Fund Category for Risk Takers (4:47 - 5:56) Capital Market Inheritance Made Easier (6:24 - 10:54) Managing a Home Loan Dilemma (10:57 - 12:28) Emergency Fund Safety in Small Finance Banks (12:30 - 14:08) Streamlining a Messy Mutual Fund Portfolio https://www.sebi.gov.in/media-and-notifications/press-releases/sep-2024/sebi-board-meeting_87154.html If you have financial questions that you’d like answers for, please email us at ⁠[email protected]⁠ Monika’s book on basic money management www.monikahalan.com/lets-talk-money-english/⁠ Monika’s book on mutual funds ⁠www.monikahalan.com/lets-talk-mutual-funds/⁠ ⁠-funds/⁠ Monika’s workbook on recording your financial life ⁠www.monikahalan.com/lets-talk-legacy/⁠ Calculators ⁠investor.sebi.gov.in/calculators/index.html⁠ You can find Monika on her social media @monikahalan. Twitter ⁠⁠@MonikaHalan⁠⁠ Instagram ⁠⁠@MonikaHalan⁠⁠ Facebook ⁠⁠@MonikaHalan⁠⁠ LinkedIn ⁠@MonikaHalan Production House: www.inoutcreatives.com Production Assistant: ⁠Anshika Gogoi

10 Oct

•

15 min
2 DAYS AGO

Habiba Nowrose - When you have to fulfil someone else’s dream of the ideal woman, you tend to disregard what your inner voice is telling you to be

This week, Shana is joined by photographer and artist, Habiba Nowrose. Habiba breaks down her photo series ‘Concealed’ and ‘Life of Venus’, which visually depict the many ways women are expected to conform to society’s expectations to such an extent that they feel lost, even to themselves. Habiba describes some of her photographs in this episode, you can see them here. Follow us on Instagram @herkajalwontsmudge and check out our website www.herkajalwontsmudge.com. Follow @habiba_nowrose_photography on Instagram. CREDITS: Host and Creative Director: Shana This is a Maed in India production Head of Production: Mae Mariyam Thomas Project Manager: Shaun Fanthome Producer: Ruchi Sawardekar Junior Producer: Saakshi Samant, Quoyina Ghosh Editorial Assistance: Meghna Gulati Sound Editor & Mix Engineer: Kartik Kulkarni, Lakshman Parsuram, Nihar Temkar Head of Visual Design: Minal Jadeja Visual Designers: Akshat Agarwal, Shaumik Kanvinde

2 days ago

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26 min

When you think of podcasts in India, you think Maed in India.