Rippling Finance

I am so excited to announce that Rippling Finance has released our latest product, Rippling Procurement! Graham Kaemmer and team have been working tirelessly to make this real. This Product shows the power of Rippling AI at its best! A team of agents now handles the manual work most teams don't have time for: reviewing contracts for red flags, checking new vendors for security risks, matching invoices to POs, and flagging renewals 30/60/90 days out. Because procurement already lives alongside your HR, IT, and finance data, every dollar is connected to the person, department, cost center, contract, approval, and system access behind it. And with Rippling Data Cloud, that picture can extend to the external systems your business still relies on. Procurement can connect vendor spend to operational data – such as engineering activity on GitHub or the direct mail impact on sales in Salesforce  – so Finance can evaluate vendors based on actual business impact, not just spend. The result is procurement that understands the full context behind every purchase. Instead of reacting to spend after the fact, Finance can make faster, smarter decisions before money leaves the business, helping teams buy what they need without overpaying.

Today, we’re launching Rippling Procurement, an AI procurement platform that allows businesses to buy everything they need, from software to professional services, up to 5x faster while maximizing savings and minimizing risk on every purchase. Paired with Rippling AI, a team of AI agents can now help do the manual work most teams don't have time for: reviewing contracts for red flags, checking new vendors for security risk, matching invoices to POs, and flagging renewals 30/60/90 days before businesses are charged. Together, they help automate up to 90% of the manual admin work in procurement. Because procurement already lives in Rippling alongside your HR, IT, and finance data, no purchase stands alone. Every dollar is connected to the person, department, cost center, contract, approval, and system access behind it. This helps you and your teams make better buying decisions with complete context of your business. Learn more: https://lnkd.in/e-r2Aih4

As a founder, few responsibilities matter more than making sure you pay your team on time. People are the most important asset of any startup as that’s your value creation. Period. Today Rippling launched Business Banking* and I genuinely wish this existed when I was founding companies. Here’s what it covers at a glance: -When you run payroll, employees get paid that day. No more multi-day cutoff windows -Your operating cash earns 2.25% APY** automatically, 32x the national average*** -Deposits covered by up to $200M in FDIC insurance**** And we’re doing this at a loss. Our number one priority is making business banking easy and accessible to founders. We’re able to do this because most of Rippling’s revenue comes from Payroll, HR, and IT software, so they subsidize the financial products. Our goal is to make your stack homogenous and versatile while remaining easy to use, not add incremental revenue from this product. Really proud of this team for releasing such a helpful product for founders. If you’re running payroll, highly encourage you to see what Rippling can offer. Get started here: https://lnkd.in/epsQJ_KM

📣 We just launched Business Banking* — earn up to 32x** more on your operating cash, enable same-day payroll, and unlock AI-native finance capabilities. ➡️ Learn more & open your free account in minutes: https://lnkd.in/exDZ7-ad -- *Rippling is a fintech company, not a bank or FDIC-insured depository institution. Checking Accounts and banking services provided by Column N.A., Member FDIC. **Earnings compared and calculated based on the national average rate on interest checking accounts of .07% published by the FDIC as of 5/18/26: https://lnkd.in/gJ93qrps

Today we launched Business Banking*, which is going to simplify the lives of finance, payroll, and HR teams (and their AI agents!). I want to explain why. From the outside, payroll has always seemed simpler than it is. In reality, it’s full of hidden complexity for every company. One example is that payroll systems make you process each pay run two or more days in advance, which means you're constantly trying to jam things in before the cutoff. Spot bonuses are out of luck if they come in even a minute late, and need to be pushed to the next run. If you catch an error after the window closes, an employee has to wait extra days for their paycheck. Business Banking fixes that. By connecting your operating cash directly to Rippling Payroll, the day you run payroll is the day your employees get paid. Payroll admins can make changes right up until payday. But same-day payroll is only half the story. Most business bank accounts pay you less than 0.07% on your operating cash**. With Business Banking, you automatically earn 2.25% APY***, 32x the national average**, your deposits are covered by up to $200M in FDIC insurance†, and your idle cash can invest in a money market fund^. On $500K, that's ~$11,250/year instead of ~$350. Today’s launch drives our broader vision: Rippling AI sits on top of everything Rippling does: payroll, corporate cards, device management, and beyond. Business Banking is the newest addition, laying the foundation for AI-native cash flow management, instant payments, and more. Get started in less than 10 minutes, whether you’re opening your first business account or connecting your existing bank account to Business Banking. Learn more here: https://lnkd.in/gkyMeJEg