Doovay's Yapily VRP Collections Engine Boosts SME Lending

In our latest case study with Doovay, we break down how open banking data speeds up credit decisions, reduces drop-off, and improves risk assessment. Many commercial and consumer lending teams still rely on manual document uploads and outdated credit scoring models. This costs them valuable underwriting time, and it also leads to: • High application drop-off rates during lengthy onboarding flows. • Incomplete visibility into applicant affordability and real-time income. • Inflexible repayment flows that increase default risk. Here is what forward-thinking lenders like Doovay are doing instead: ✅ Fetching real-time financial data directly through bank APIs to eliminate paperwork. ✅ Enriching transaction data to make faster, accurate credit decisions. ✅ Combining data checks and account-to-account repayment infrastructure in a single journey. The main benefit is a faster, fully branded lending experience that increases approval speed without increasing risk. Check out the full Doovay case study: https://lnkd.in/dWpfGMFd #Lending #OpenBanking #Fintech #CreditRisk #Yapily

Business financing is evolving — and SMEs now have more options beyond conventional lending. Co-lending brings together the strengths of multiple lending partners to create wider access to credit, while alternative financing opens new pathways for businesses with diverse funding needs. For growing SMEs, this can mean exploring smarter, more flexible financing possibilities aligned with working capital needs, expansion plans, technology upgrades, and new market opportunities. At LoanXpress, we help businesses understand the evolving funding landscape and explore financing solutions aligned with their growth ambitions. Because the right funding approach can do more than meet a financial need — it can unlock the next stage of business growth. LoanXpress — Your Growth Partner Beyond Conventional Finance. #LoanXpress #CoLending #AlternativeFinance #SMEFinance #SMEGrowth #MSMEIndia #BusinessFunding #GrowthPartner #SmartFinance #FundingSolutions #BusinessGrowth #FutureOfFinance

When money is urgent, speed can become the only thing people compare. How quickly can I get it? How soon will the money arrive? Those questions matter. But there’s another question that deserves equal attention: What exactly am I choosing? Borrowing isn’t only about getting access to money quickly. It’s also about understanding the options, the commitments, and whether the choice actually fits the need. That’s why we believe technology in lending should do more than reduce steps. It should reduce confusion. At SwipeLoan, we help users discover and compare loan options from lending partners, with the aim of making the borrowing journey easier to navigate and understand. Because behind every loan search is a real person trying to solve a real problem. And a better financial experience should help people move forward with more clarity, not just more speed. #SwipeLoan #ResponsibleBorrowing #FinancialLiteracy #FintechIndia #DigitalLending

Transparency starts before you borrow. A better borrowing experience begins with clarity. At Kredilo, every applicable fee is disclosed before you accept, so you can understand the cost of borrowing before making your decision. • No hidden surprises • Transparent digital process • Informed borrowing decisions Because trust in digital lending starts with knowing what you’re agreeing to. #Kredilo #FinancialTransparency #DigitalLending #ResponsibleLending #Fintech #FinancialServices #FintechIndia

MONEYBOXX FINANCE LIMITED Raises Rs 50 Cr Via NCDs From Capri Global Capital Ltd., Total FY27 NCD Funding Reaches Rs 70 Cr Click here to read the full article: https://lnkd.in/gKXcasQw The NBFC said the fresh debt capital will strengthen lending to small and micro enterprises across rural and semi-urban India BW Businessworld | Annurag Batra | Noor Fathima Warsia | Tanvie Ahuja #MoneyboxxFinance #NCDFunding #NBFC #MSMELending #DebtCapital

Condolivre (FAZ Cred) reaches R$80m with new credit fund | Dealroom.co: The fintech, founded in 2021 as Condolivre, has pivoted to focus entirely on private payroll lending. New rules that took effect in March 2025 let any ...

Paying for convenience shouldn't mean carrying unnecessary complexity. 💜 PayRupik aims to simplify the personal loan experience for eligible users through a digital-first process: 📄 Paperless application ⏳ No branch visits 🏠 Collateral-free personal loans A simpler borrowing journey, designed around the way financial services are accessed today. Make informed decisions. Borrow responsibly. #payrupik #digitallending #personalloans #financialinclusion #fintechindia

SMEs don’t need more loans. They need better financial infrastructure. For years, the SME financing problem has been described as a shortage of capital. I don’t think capital is the main problem. The real problem is the infrastructure between businesses and capital. A small business may have: → real customers → issued invoices → recurring revenue → healthy transactions → years of operating history …and still struggle to access working capital. Why? Because all this information lives in different places. Banks see one part. Payment providers see another. Accounting systems see another. Lenders ask for documents again and again. The business exists. The data exists. The capital exists. But they are not connected. That is the infrastructure gap. The next generation of SME finance won’t simply offer another loan application. It will connect: Invoice → Business Data → Verification → Financial Identity → Funding When these pieces work together, financing becomes less about filling out applications and more about understanding the actual business. That is the infrastructure we are building at Finza. Not another place to apply for money. A better way for SMEs and capital to find each other. #Finza #SMEFinance #Fintech #EmbeddedFinance #WorkingCapital #MENA

Freight factoring company BasicBlock just acquired TrueNorth, an AI dispatch and loadboard platform. The stated goal? Drive factoring interest rates to zero. Not discount them. Not compete on price. Take them to zero. Their CEO laid out the thesis: same-day factoring can be free if you build a broader financial ecosystem around carriers — underwriting, insurance, fuel cards, payments. The factoring becomes the entry point. The real value is everything else. This is the direction the whole industry is moving. eCapital announced a similar play this week — partnering with AtoB to bundle factoring with fuel card and digital wallet tools. Finance + operations, in one workflow. The takeaway for small business owners: the financing landscape is changing fast. Companies that used to just buy your invoices are now building full operating systems around your cash flow. That's competition working in your favor. When lenders compete on ecosystem instead of percentage points, the business owner wins. 👉 legacy1funding.com #Factoring #Freight #SmallBusiness #CashFlow #Fintech #Legacy1Funding

GCash and Fuse Financing gathered hundreds of nano, micro, small, and medium enterprises (NMSMEs) in Iloilo for the Wais Tindera Caravan, a financial and business literacy program designed to help them grow with confidence. For more news about Cebu and beyond, visit cdn.ph. #CDNDigital #CDNWhatsUp #BrandRoom https://lnkd.in/gkZw6pPi