FLOQ

Web3 in Indonesia is entering a new phase. The question is no longer only how we expand access to digital assets, but how we sustain that access through infrastructure that is scalable, secure and resilient. Tomorrow, 6 August, FLOQ Founder & CEO Yudhono Rawis will join Angga Pradikta, Startups Solutions Architect at AWS, at AWS Summit Jakarta for the session: "FLOQ's Journey in Building a Digital Asset Platform on AWS" From a vision to a platform serving more than 1.8 million Indonesians, FLOQ's journey has reinforced an important lesson: infrastructure is not simply an IT consideration, it is a business strategy and a foundation for maintaining trust at scale. The session will explore how FLOQ's growth has been supported by an integrated operating engine spanning product, technology, compliance, marketing, operations and partnerships, and how AWS provides the cloud foundation for scalability, security, resilience and continued innovation. Because growth takes a company to its next stage. Strong infrastructure keeps it there. See you at AWS Summit Jakarta. #AWSSummitJakarta #FLOQ #AWS #Web3 #DigitalAssets #CloudInfrastructure #Cryptolndonesia

Celebrating the FIFA World Cup Final with the FLOQ Community⚽   At FLOQ, we believe that building a strong community goes beyond providing a platform, it is about creating meaningful opportunities for people to connect.   To celebrate the FIFA World Cup Final, we hosted the FLOQ World Cup Final Watch Event, bringing together members of our community for an evening of football, interactive games, and engaging conversations.   The event was more than just watching the match together. It provided an opportunity for our users to connect with fellow community members, share their passion for football, and strengthen relationships within the growing FLOQ ecosystem.   Community has always been an important part of our journey. Through initiatives like this, we hope to continue creating experiences that bring people together, encourage meaningful interactions, and strengthen the connection between FLOQ and our users.   A sincere thank you to everyone who joined us and made this event memorable. We look forward to welcoming you to more community events in the future!   #FLOQ #CommunityEngagement #CustomerExperience #CommunityBuilding #WorldCupFinal #CryptoCommunity #Blockchain #Indonesia

Yesterday, we celebrated The Genesis, not simply as our first anniversary, but as the beginning of our next chapter. We were honored to welcome more than 300 guests, including regulators, industry leaders, ecosystem partners, media, KOLs, investors, and members of our community. Their presence reflected something greater than a milestone celebration, it demonstrated a shared commitment to advancing digital asset ecosystem through collaboration, innovation, and trust. With more than 1.8 million registered users and an USD 11.3 million strategic funding round, our first year laid the foundation. The next chapter is about helping shape the future of Indonesia's digital asset ecosystem through responsible innovation, trusted partnerships, and long-term collaboration. The conversations throughout the evening reflected how our industry is evolving, from digital asset adoption toward real-world utility, institutional participation, and the infrastructure that will power the next generation of digital finance. As part of its next phase of growth, FLOQ highlighted several strategic initiatives that reflect broader developments across the global digital asset industry. Among them is the collaboration with Ripple in introducing Ripple USD to the Indonesia digital assets ecosystem. RLUSD represents the growing role of regulated stablecoins in connecting blockchain-based innovation with real-world financial applications, including payments, liquidity management, and digital financial infrastructure. FLOQ also highlighted its collaboration with Ondo Finance, reflecting the increasing importance of tokenized real-world assets (RWAs) as one of the industry's most significant emerging categories. The development of tokenized financial products has the potential to expand access, improve efficiency, and bridge traditional financial markets with blockchain infrastructure. Together, these developments underscore a broader industry trend: the evolution of digital assets from primarily speculative instruments toward infrastructure, utility, and institutional adoption. A special thank you to all of our ecosystem partners, including eCloudvalley Digital Technology, Verihubs, and Adjust, whose expertise continues to strengthen the infrastructure behind our platform. Most importantly, thank you to everyone who has been part of FLOQ's journey, your trust, collaboration, and belief in our vision have made our first year possible. As our Founder & CEO, Yudhono Rawis, shared during the evening: "The Genesis is not a celebration of what we have achieved. It is the beginning of what we are building." #FLOQ #TheGenesis #DigitalAssets #Blockchain #Indonesia #Ripple #RLUSD #Ondo #Tokenization #Fintech #Innovation

Today we’re proud to announce the listing of RLUSD on FLOQ and the start of our partnership with Ripple, a milestone in expanding access to trusted digital asset infrastructure in Indonesia. As the industry matures beyond trading and speculation, stablecoins are becoming core infrastructure for payments, settlement, and the movement of value across a connected global economy. Built by Ripple, RLUSD pairs the stability of a fully-backed reserve with the speed, transparency, and efficiency of blockchain: adding a new enterprise-grade settlement rail to a licensed Indonesian platform. With more than 1.8 million registered users, FLOQ remains committed to bringing globally relevant, well-regulated innovation to the Indonesian market. Welcoming RLUSD reflects a shared vision with Ripple: building trusted infrastructure that helps shape the future of digital finance. “RLUSD is a meaningful addition to the digital asset ecosystem in Indonesia. As the industry matures, users and institutions are looking for products that combine trust, transparency, and real-world utility: particularly in settlement and the movement of value. We’re proud to bring RLUSD to a licensed platform and to work alongside Ripple to support responsible adoption across the market,” Yudhono Rawis, Founder and CEO of FLOQ. Our sincere thanks to the entire Ripple team, and a special thank you to Sean Han Wong, Business Development Manager at Ripple and the Ripple USD APAC team for their trust and shared commitment to advancing digital asset adoption in Indonesia. Excited for what comes next.

Indonesia’s Crypto Market Is Entering a New Phase of Maturity   Grateful to CNBC Indonesia for the opportunity to share our perspective, where our Founder & CEO, Yudhono Rawis, discussed the evolving structure of the crypto market, both globally and in Indonesia. Check out the full videos here: https://lnkd.in/g5vSNTrt   What we are seeing today is not a decline, but a recalibration. Crypto is no longer a standalone, speculative market.
  It is increasingly integrated into the global macro environment responding to interest rates, liquidity cycles, and geopolitical developments.   At the same time, a structural shift is underway. Globally, institutional participation is accelerating.
Asset managers, investment banks, banks, and corporates are increasingly allocating to Bitcoin either as a strategic asset or as part of broader portfolio construction. This shift matters.   Institutional capital does not follow hype. It follows structure, liquidity, and long-term conviction. Its presence is reshaping the market deepening liquidity, reinforcing legitimacy, and gradually stabilizing the ecosystem over time. Against this backdrop, Indonesia stands at an important inflection point.   With 20M+ crypto users, a growing regulatory framework, and 30+ licensed players, the market is no longer emerging, it is structurally forming.   We believe Indonesia has the foundation to become a key hub for crypto adoption in Asia. At FLOQ, we are focused on contributing to that growth, through education, product simplicity, and strategic collaboration.   To date, we have collaborated with partners across diverse industries, including retail and digital ecosystems such as Blibli, Smartfren, and ISMAYA Group. These collaborations are not just distribution channels they are part of a broader effort to make crypto more accessible and relevant in everyday user journeys.   We look forward to expanding partnerships across fintech, payments, e-commerce, and broader digital ecosystems to drive stronger synergy and wider adoption of digital assets.   Having reached 2 million users in less than 10 months, we are deeply grateful for the trust placed in us. If you are interested in exploring partnership opportunities with FLOQ, we welcome the conversation.
  Please reach out to our team at: business@floq.id   Looking forward to collaborating with you! —
#FLOQ #Crypto #DigitalAssets #MarketOutlook #Web3 #Indonesia #Partnerships

The FLOQ team was honored to participate in the opening of Bulan Literasi Kripto (Crypto Literacy Month 2026), an initiative led by Asosiasi Blockchain Indonesia  in collaboration with Otoritas Jasa Keuangan  to strengthen financial literacy and public understanding of blockchain technology and digital assets in Indonesia.   The event convened regulators, industry participants, and ecosystem stakeholders to discuss the next phase of development for Indonesia’s digital asset sector, including market structure, regulatory oversight, and the importance of investor protection in a rapidly evolving industry.   During the event, Yudhono Rawis , Founder and CEO of FLOQ , joined the panel discussion “Integrating Blockchain and Crypto Innovation: Advancing an Inclusive Digital Ecosystem.” He spoke alongside Lukas Lauw, Director of CFX (Indonesia Crypto Futures Exchange), Riadi Zulfan, Head of the Digital Financial Assets and Crypto Asset Product and Activity Supervision Division at the Financial Services Authority Otoritas Jasa Keuangan , and investor Alby Matthew. The session was moderated by Lona Olavia , Editor of  Investortrust Indonesia Sejahtera , an award-winning journalist.   The panel addressed several structural questions shaping the future of Indonesia’s crypto industry, from maintaining digital sovereignty while preserving market openness, to creating a level playing field between domestic and global platforms, and strengthening investor protection and market integrity.   As Yudhono noted during the discussion “We are here to celebrate the present and the excitement for the future. I hope Indonesia will become a hub for crypto, starting with Southeast Asia. We have tremendous opportunities ahead of us, and realizing that vision will require support from across the industry and the broader ecosystem.”   Indonesia’s digital asset sector has expanded rapidly in recent years. With more than 21 million registered crypto traders, the country now represents one of the largest digital asset markets in the region. The pace of adoption, particularly among younger investors, highlights the growing importance of financial literacy and responsible participation in digital markets.   Equally critical is ensuring that innovation is matched with strong safeguards for users. Clear regulatory frameworks, transparent asset listing standards, and effective measures to address fraud and misinformation will remain essential in maintaining public trust as the market continues to grow.   At FLOQ, we remain committed to contributing to that effort, helping foster a market that is innovative, responsible, and built for long-term growth.   #BlockchainIndonesia #CryptoAdoption #DigitalAssets #FinancialLiteracy #Web3Indonesia #BulanLiterasiKeuangan

Congratulations to  ICEx Group  on the grand launch of Indonesia Crypto Exchange, an important milestone that further strengthens the institutional infrastructure of the country’s digital asset ecosystem. The development of a robust market structure, including exchanges, clearing institutions, custodians, and regulated digital asset platforms, is a critical step in supporting the long-term growth, transparency, and credibility of Indonesia’s digital asset industry. During the event, Ibu Friderica Widyasari Dewi , Chair of the Board of Commissioners at Otoritas Jasa Keuangan (OJK), shared insights on the direction of regulatory policy and the importance of strengthening market infrastructure to support a transparent, integrated, and sustainable digital asset ecosystem. At the launch event, Yudhono Rawis , CEO & Founder of FLOQ , took the stage representing the Asosiasi Blockchain Indonesia (ABI) in the panel discussion “Charting the Course: Indonesia’s Crypto Future Under a New Regulatory Era.” Moderated by Xue Kai (Kai Yusuf) Pang , CEO of ICEx Group, the panel brought together key voices across the ecosystem, including Yogi Syamriadi, Head of the Supervision Division for Digital Financial Assets and Crypto at OJK and Geoffrey James, Chief Product Officer at Mobee, to discuss how regulatory evolution, market infrastructure, and industry collaboration will shape the next phase of digital asset adoption in Indonesia. With Indonesia currently ranked #7 globally in the Chainalysis Global Crypto Adoption Index, more than 21 million crypto users, and over 1,400 digital assets listed within the ecosystem, the country continues to demonstrate strong momentum as one of the most dynamic digital asset markets in the world. At FLOQ, we are proud to support the continued development of Indonesia’s digital asset infrastructure and welcome the launch of the new ICEx exchange as part of a stronger and more integrated market ecosystem. We believe that initiatives such as ICEx play an important role in building greater transparency, strengthening market confidence, and enabling the next phase of growth for digital assets in Indonesia. A sincere thank you to Kai Pang and the ICEx Group team for bringing together regulators, infrastructure providers, and industry leaders in a constructive dialogue on the future of the industry. We look forward to continuing to collaborate with partners across the ecosystem to support a more mature, resilient, and globally competitive digital asset market in Indonesia. #CryptoIndonesia #DigitalAssets #Blockchain #Web3 #FLOQ

Last week, FLOQ hosted a community Iftar gathering; Breaking the Fast, with FLOQ: Insights, Networking & Community Night,  bringing together members of Indonesia’s growing digital asset community for an evening of conversation, reflection, and shared perspectives on the market. The session featured a market outlook discussion with Yunepto and FLOQ CEO & Founder Yudhono Rawis , covering recent developments in the crypto landscape and how retail investors are navigating an increasingly complex financial environment. Yet, the strength of Web3 Community remains fundamental in the wider adoption of crypto assets. But the evening was less about charts and forecasts than about the people in the room. Among the attendees was Pak Hamdani, a BlueBird taxi driver who has been participating in the crypto market for some time. Like many in Jakarta, his days are spent navigating the city’s heavy traffic. Yet that evening, he chose to step away from the road during one of the busiest hours to attend the gathering and connect with the community behind the platform he uses. His presence reflected something larger about Indonesia’s crypto ecosystem. Across the country, participation in digital assets is no longer confined to a narrow group of traders or technologists. Students, professionals, small business owners, and drivers are increasingly exploring the space, often beginning with modest amounts of capital and learning along the way. For platforms like FLOQ, the objective has been to lower the barriers that once made financial markets difficult to access, simplifying the process so more people can participate regardless of background. Community gatherings like this one have become part of that effort, spaces where conversations move beyond price movements and into education, shared experience, and collective learning. As the evening closed with a group photo and the lingering conversations that follow a shared meal, one thing was clear: the growth of digital assets in Indonesia is not only a story about technology or markets. It is also a story about people. #FLOQ #CryptoCommunity #DigitalAssets #IndonesiaCrypto #FLOQCircle

Market Outlook – W3 February 2026 US PCE & GDP: Liquidity Sets the Tone This week, markets are focused on macro fundamentals...not headlines. Two key releases will shape sentiment globally: US Core PCE (inflation) and US GDP (growth). Together, they influence expectations around Federal Reserve policy and ultimately, the direction of global liquidity. Core PCE is currently running around 2.6–2.8% YoY. Inflation has cooled significantly from 2022 highs, but it remains above the Fed’s 2% target. The market is now looking for confirmation that disinflation continues in a sustainable way. If PCE prints lower than expected, it strengthens the case for eventual rate cuts, improving liquidity expectations and supporting risk assets, including equities and crypto. If it surprises to the upside, the “higher for longer” narrative may re-emerge, tightening financial conditions and creating short-term pressure on growth assets such as BTC and ETH. On the growth side, recent GDP projections remain solid, with estimates for late 2025 expansion around the 4–5% range. Strong growth is constructive, but if it remains elevated while inflation is still above target, the Fed may have limited flexibility to ease. The most constructive combination for markets would be a “Goldilocks” outcome: moderating inflation alongside stable, non-overheating growth. Institutionally, Strategy Inc. recently added approximately 2,486 BTC around the US$67K range. That level has become a psychological reference point for the market. Above it, institutional dip accumulation reinforces confidence. Below it, short-term positioning may turn more defensive. While this does not alter the long-term structural thesis for Bitcoin, it influences near-term sentiment and positioning. Domestically, Indonesia has shown improving tone. The IHSG has rebounded, and the rupiah has stabilized. However, Indonesia remains a liquidity taker. Near-term market direction will continue to be influenced primarily by US macro outcomes rather than domestic catalysts. For traders, this is a data-driven volatility week. Macro releases like PCE and GDP often trigger sharp moves in the first few minutes — but initial reactions are not always durable. More sustainable direction tends to form after markets digest the data and reprice rate expectations. In this environment: -Focus on high-liquidity pairs such as BTC/USDT and ETH/USDT. -Monitor DXY and US Treasury yields as cross-market confirmation. -Adjust leverage and position sizing ahead of release windows. -Avoid chasing the first breakout candle without structure. As Yudhono Rawis  CEO of FLOQ, shares: “Markets this week are not reacting to narratives, they are reacting to liquidity expectations. The priority is not predicting the exact data print, but staying disciplined when volatility rises. In macro-driven cycles, risk management outperforms speed.” In weeks like this, preparation matters more than prediction.

FLOQ Market Outlook: Global Pressures and Monetary Policy Test Market Resilience in Early 2026 The first weeks of February 2026 have underscored how quickly global markets can recalibrate when multiple macro forces converge. Geopolitical tensions, shifting expectations around U.S. monetary policy, and sharp corrections in precious metals have combined to create a high-volatility, headline-driven environment across asset classes. In digital assets, sentiment weakened following significant outflows from U.S. spot Bitcoin ETFs. January recorded approximately US$1.1 billion in net outflows, including a single-day withdrawal of US$818 million on January 29. Bitcoin retraced from the US$90,000 range to briefly touch US$60,000, testing leveraged institutional strategies and triggering broader risk reduction. Ethereum ETFs experienced similar pressure, reinforcing the narrative of short-term institutional deleveraging. At the same time, the nomination of Kevin Warsh as the potential next Federal Reserve Chair has introduced new policy expectations. Markets are reassessing the likelihood and timing of rate cuts, with a more hawkish stance strengthening the U.S. dollar and lifting Treasury yields. Risk assets — including equities and crypto, have responded accordingly. While Warsh has previously acknowledged Bitcoin’s role as a potential market discipline mechanism, short-term price action remains driven primarily by liquidity conditions and rate expectations. Precious metals, after a strong rally throughout 2025, have entered correction territory. Gold has declined roughly 20%, while silver has fallen close to 30%, reflecting dollar strength, profit-taking, and margin pressures in leveraged futures positions. Silver’s dual role as both a monetary and industrial asset has amplified volatility amid slowing global demand expectations. Domestically, Indonesian markets have not been immune. Discussions surrounding potential MSCI reclassification added pressure to the IDX Composite, which briefly corrected by as much as 16% before stabilizing. The combination of global tightening expectations and local structural concerns has reinforced a broader risk repricing phase. According to Yudhono Rawis , CEO & Founder of FLOQ, periods like this are less about structural collapse and more about disciplined recalibration. Volatility, he notes, should not automatically be interpreted as systemic weakness, but rather as a reminder of the importance of risk management and long-term strategy alignment. In this environment, context matters more than headlines. Diversification, liquidity awareness, and measured positioning remain central to navigating uncertainty. Markets may continue to adjust in the near term, but disciplined investors understand that volatility is an inherent feature of transitional macro cycles, not an anomaly. #MarketOutlook #MacroStrategy #CryptoMarkets #CapitalMarkets #FLOQ #BTC #Bitcoin #BuyBTC #BuyBitcoin