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Cache Financials Inc.

Cache Financials Inc.

Financial Services

San Francisco, California 5,102 followers

Built for your large stock positions. Diversify tax-efficiently, borrow at lower rates, or earn income on your stocks.

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About us

Cache is a modern brokerage built for your large stock positions. We are democratizing the financial products used by the ultra-wealthy to manage concentrated stock positions. Do you hold over 10% of your net worth in a single stock? Check out how we can help. -- Cache Securities, LLC is a broker-dealer and Member FINRA/SIPC. Exchange funds are managed by Cache Advisors LLC. Cache Advisors is an investment adviser registered with the Securities and Exchange Commission (“SEC”). Registration does not imply a certain level of skill or training. Cache Advisors and Cache Securities are wholly-owned subsidiaries of Cache Financials Inc. “Cache.” Please review our Terms of Use here: https://usecache.com/legal/terms-of-use

Website
https://usecache.com/?invited_by=cache-li
Industry
Financial Services
Company size
11-50 employees
Headquarters
San Francisco, California
Type
Privately Held
Founded
2022
Specialties
wealthmanagement, financialservices, personalfinance, assetmanagement, exchangefunds, fintech, and wealthtech

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Employees at Cache Financials Inc.

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Updates

  • Cache Financials Inc. reposted this

    View profile for Srikanth Narayan
    Srikanth Narayan

    SpaceX's first lockup tranche unlocks today. For many SpaceX employees, this is a meaningful liquidity milestone. It's a result of years of work, patience, and concentrated risk. Congratulations! Now comes the harder question: how much of your financial future should continue to ride on one stock? The Cache Exchange Fund is ready to onboard eligible SpaceX shareholders. But SpaceX demand exceeds our current capacity by more than 200×, so not everyone will receive an allocation immediately. Waiting for capacity doesn't mean waiting to diversify. Cache Long/Short is built for this moment. As you gradually sell SpaceX shares, the tax-aware strategy seeks to harvest losses that may help offset your realized gains—while keeping your capital invested in a diversified portfolio. You can start with cash, even if you can't use your SpaceX shares as collateral. And through August 31, SpaceX employees can lock in 25% off the Cache Long/Short management fee for as long as they remain invested. Your shares may have unlocked today. Your financial future doesn't need to remain locked to one company. See more details for SpaceX here: https://lnkd.in/e32BTCcj -- Disclosures Cache Advisors, LLC is an investment adviser registered with the SEC, which advises the Cache Exchange Funds and the Cache Long Short Program. Cache Exchange Funds are alternative investments available only to accredited investors or qualified purchasers. For information on eligibility criteria, please visit our website. Investors should carefully review offering materials before investing. Cache does not provide investment recommendations or consider individual financial objectives for fund investors; consult your advisors whether an investment is suitable for their needs. Offer terms are governed by the applicable Investment Management Agreement and are subject to change. Long/short investing involves additional risks, including leverage, short selling, heightened volatility, and loss of principal. Tax outcomes vary. More documents and disclosures at https://usecache.com/legal

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  • Cache Financials Inc. reposted this

    View profile for Srikanth Narayan
    Srikanth Narayan

    The value of diversification is often clearest in hindsight. And sometimes, that hindsight can arrive quickly. One of our clients moved their concentrated stocks into Unix, our Nasdaq-100 benchmarked exchange fund, on June 30th. They contributed $2.89M of Applied Materials (AMAT). By July 20, the investor’s exchange fund position was worth $2.855M. Had they remained in AMAT, the position would have been worth approximately $2.11M, or more than $775K less. The investor did not predict the selloff. In fact, they diversified just about a quarter of their position. They simply decided they no longer wanted one stock to determine so much of their financial future and took some winnings off the table, tax-efficiently. This investor wasn’t alone. On the same day, we onboarded millions across Sandisk, Micron, Western Digital, and other semiconductor names that have since sold off sharply. Diversification isn’t a guarantee of outperformance. It is simply risk management — a strategy designed to be a hedge against bad outcomes from concentration. Sometimes that value takes years to become visible. This time, it took just 20 days. -- Cache Exchange Funds are alternative investments available only to accredited investors or qualified purchasers. Investors should carefully review offering materials before investing. Cache does not provide investment recommendations or consider individual financial objectives; investors are responsible for determining whether an investment is suitable for their needs. Example provided for illustrative purposes only, not a recommendation to buy or sell any security; past performance not indicative of future results. For additional information and important disclosures, please view our website for important disclosures.

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  • Cache Financials Inc. reposted this

    View profile for Srikanth Narayan
    Srikanth Narayan

    Over the last 100 years, the US stock market has created $91T in wealth. Half of that has come from just 46 companies, out of nearly 30,000 ever listed. That's from new research by Professor Hendrik Bessembinder of Arizona State, who ran the numbers across 29,754 stocks from 1926 to 2025. Just 3.7% of companies created all of the wealth in the US stock market during that time. That figure alone is worth sitting with. But the part that stays with me is the churn. 19 of the last decade's 30 biggest wealth creators weren't on the list before. Household names like Nvidia, Tesla, and Eli Lilly now top the list, but weren't on the list in 2016. The list keeps changing, and there's no telling which names will drive market success over the next decade. The rest of his findings point the same way. The median stock lost money over its lifetime. Most never beat a 1-month Treasury bill. The market climbs because a tiny group wins enormously and carries the rest of the market as we know it. We turned this research into a short video, the first in a series we're calling "The Evidence". In the conversations we have at Cache every day, the math is rarely the hard part. The hard part is the quiet belief that your company is one of the 46. Sometimes it is. Most often, it usually isn't. The small list of 46 is top-heavy and constantly changing. Years ago, most of my net worth was tied to a single stock. Looking around, I found that most of my peers were in the same boat, but didn’t know what to do about it. That problem is why I started Cache. If a single stock has become a real part of your life, think clearly about the risk you’re exposed to, before the market forces your hand. Read the accompanying blog post and disclosure at https://lnkd.in/eWPTvyAP

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