This week’s BPInsights highlights our 10 most popular blogs and research from this year. From crypto AML oversight to Basel capital proposals, catch up on our policy analysis before BPInsights returns from summer break after Labor Day.
Bank Policy Institute
Financial Services
Washington, DC 10,007 followers
At the Bank Policy Institute, We Put Research at the Center of Everything We Do
About us
The Bank Policy Institute (BPI) is a nonpartisan public policy, research and advocacy group, representing the nation’s leading banks. Our members include universal banks, regional banks and the major foreign banks doing business in the United States. Collectively, they employ almost 2 million Americans, make 72% of all loans and nearly half of the nation’s small business loans and serve as an engine for financial innovation and economic growth. Our staff includes economists, researchers, financial analysts and attorneys, all focused on using data and analysis to shape sound policy. We distribute our research and analysis to U.S. and global regulators, members of Congress, academics and media through academic-quality research papers, blog posts, white papers, comment letters, and Congressional testimony. We also serve our members through our Business-Innovation-Technology-Security division (better known as BITS), which provides an executive level forum to discuss and promote current and emerging technology, foster innovation, reduce fraud and improve cybersecurity and risk management practices for the nation’s financial sector. We take as a given that the business of banking is the business of taking and managing risk. BPI aims to shape policy to allow the nation’s leading banks to best serve their customers and fulfill their vital economic role while holding sufficient capital and liquidity to ensure that the risks they take are borne by their shareholders and creditors, not the taxpayer.
- Website
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http://bpi.com
External link for Bank Policy Institute
- Industry
- Financial Services
- Company size
- 11-50 employees
- Headquarters
- Washington, DC
- Type
- Nonprofit
- Founded
- 2018
- Specialties
- Financial Services, Lobbying, Government Relations, Banking, Insurance, and Securities
Locations
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Primary
Get directions
1300 Eye St. NW
Suite 1100 West
Washington, DC 20005, US
Employees at Bank Policy Institute
Updates
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Imposter calls and texts are surging. Curbing this trend requires strengthening call verification protocols and enforcing robust KYC requirements for originating providers. Our latest interactive graphic is a simplified illustration of the anatomy of a spoofed call, mapping where bad actors often exploit network gaps and highlighting key Federal Communications Commission fraud-prevention measures and BPI-supported proposals to shut down these illicit pathways. Click on each step and prevention measure to learn more. https://lnkd.in/dXyEYnsy
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Bank Policy Institute reposted this
Markets shift, alliances evolve, and supply chains rewire, but one thing remains constant: wherever I travel, I see companies, governments, and investors looking for greater access to what the United States has built. In an op-ed for TIME, I wrote about why the world’s most innovative entrepreneurs and companies are still choosing America and why I chose to come work here decades ago: https://lnkd.in/eZ5KDMTN
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According to our recent survey, if a bank reported a scam ad to the leading social media companies in 2025, there is a 1-in-5 chance that the platform would completely ignore it. Read the full results of BPI’s bank impersonation survey: https://lnkd.in/gxv8fSnM
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BPI and The Clearing House filed a comment letter with the Federal Deposit Insurance Corporation (FDIC) last week, the most recent in a series of comment letters to regulators regarding the importance of effective anti-money laundering, countering the financing of terrorism and sanctions programs for payment stablecoin issuers and the crypto ecosystem more broadly. Read where regulators are getting it right and where there are opportunities to strengthen the regime.
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In the latest edition of BPInsights: - The latest developments on the Clarity Act with August recess one week away. - BPI, The Clearing House and the Financial Services Forum respond to the Fed’s payment accounts proposal. - OCC and FDIC propose Community Reinvestment Act overhaul.
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Will digital asset firms gain both regulatory clarity and meaningful access to the nation’s financial infrastructure? Tune into The Federalist Society's 11:30 a.m. webinar on Fed Master Accounts and the Clarity Act, featuring Senator Cynthia Lummis, BPI's Paige Pidano Paridon and panel experts from Circle, The Wharton School and Mises Institute of Economics: https://lnkd.in/dyFQraxi
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In this week's edition of BPInsights 📝: ➡️ Banks respond to the latest version of the Clarity Act. ➡️ New data on bank impersonation scams. ➡️ Bank examiners need access to sensitive data. Here’s how banks can make sure that data stays secure. Get BPInsights in your inbox every Saturday morning: https://bpi.com/sign-up/
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For Examiner Eyes Only: The Safest Ways for Financial Institutions to Share Sensitive Information Regulators require banks and other financial institutions to share certain sensitive information as part of the examination process. This information can include roadmaps to the institution’s cybersecurity defenses, CEO succession plans and M&A proposals. Given the sensitivity of such data and the rise in sophisticated cyber threats, it’s critical that financial firms can keep their information secure — including when examiners need to access it. Granular details of such data are often extraneous to the mandate of examiners, who are meant to focus on material risks to the bank, such as interest rate risk. A new joint paper from BPI, American Bankers Association, Consumer Bankers Association, GFMA, ICBA, Institute of International Bankers, Investment Company Institute, MFA and SIFMA recommends best practices for sharing access to sensitive information in the supervisory process. Read the paper below, and learn more here: https://lnkd.in/eDNjmrSu