Affirm

Businesses around the world are looking for better ways to serve US shoppers, and payment choice is a big part of that. That's why Affirm is now available on Airwallex. The partnership makes it easy for eligible Airwallex merchants across 35 countries to offer their US customers Affirm's flexible, transparent payment options - with no late or hidden fees. Learn more: https://bit.ly/4x0Tyw4

Every new partnership is an opportunity to give shoppers more flexibility at checkout. With Affirm now available at One Kings Lane, customers can pay over time for their favorite home goods with the confidence of never paying late fees, hidden fees or compounding interest. Subject to eligibility. See lending terms at affirm.com/disclosures.

"Your smarter older sister." That's how our founder and CEO Max Levchin describes what Affirm was built to be: a company that helps people make better decisions instead of profiting from their mistakes. On the latest episode of SEMAFOR's The CEO Signal with Penny Pritzker and Andrew Edgecliffe-Johnson, Max talks about how that philosophy shows up in our products and culture, and why it becomes more important as AI reshapes consumer finance. Listen or watch: https://lnkd.in/eTTzWCyu

"Fun-flation" is back in the headlines this summer. But the real story is about the fundamental shift in how people value time. Younger generations are deciding that the summer concert or weekend trip deserves a bigger slice of the budget and they're trading down elsewhere. Some may say it's impulsive; others say it's prioritizing moments that matter. Our latest Substack gets into why the “fun-flation” framing has it wrong: https://lnkd.in/gBfFb6sf

For purchases that can't wait (like replacing worn-out tires) a clear, predictable way to pay helps customers make the smart move. That's what we're delivering with Discount Tire and Tire Rack. Since partnering, we’ve seen: 📈 Affirm shoppers on TireRack.com have approximately 3x higher conversion than the site average 📈 Affirm shoppers on TireRack.com have approximately 21% higher average order values than the site average 📈 24% year-over-year payment volume growth through Affirm at Discount Tire Read more: https://lnkd.in/gwfvWGP4

As our presence in Europe grows, so does our focus on the relationships that define our culture. Our European team recently took over London for what our VP, Country Manager (UK) Ruth Spratt dubbed “the hottest ticket in town” - two days of in-person collaboration.

As AI agents rapidly reshape how consumers shop and pay, we're making sure the payment experience keeps pace. This Thursday, we'll be at Stripe's Agentic Commerce Next in NYC - find us at the Affirm demo station to see how we're integrating our pay-over-time options with Stripe Shared Payment Tokens to power new agentic commerce flows. RSVP here: https://lnkd.in/ePwrcg_p

Back to school can feel like A LOT. Keep it from being too much with Affirm: https://lnkd.in/efHcbjk2

The hidden costs of the credit system—surprise fees, deferred interest, and compounding traps—are under fire, and for good reason. Too many people are paying for credit costs they may not have expected or fully understood until later. At Affirm, we believe good credit should leave the borrower in control. That means showing the full cost upfront, in real dollars, with no late fees or hidden charges ever. As the conversation shifts to fixing these systemic flaws, it’s clear: the standard for honest lending should be zero fees, from day one. Read more about why it's time for a higher standard in credit: https://lnkd.in/ed6UPQhT

Our latest research reveals a clear competitive advantage: small businesses using flexible, modern payment options report significantly higher customer trust and resilience than those who don’t. The data also shows that meeting customers where they are isn’t just good service—it’s a vital strategy for competing with larger businesses. Affirm’s VP of Public Affairs & Public Policy John Pitts shares more on on how small businesses are leveling the playing field: https://lnkd.in/gbfTkjfb