UnaFinancial

Our company in Uzbekistan, Una Moliya, has launched a mobile app for issuing and managing loans. Now, the full customer journey from application to funds on card is taken straight to the smartphone! Here is what the app offers:  📱 2-minute application without office visit ⏱️ Decisions in an average of 10 minutes 💳 Loans from 500,000 to 25,000,000 sums, 1-12 months 🔐 In-app biometric identification 📊 More convenient loan management in a personal account People are managing more and more of their financial lives from their phones these days, and we wanted to keep up with that. This app is our way of making loans a little faster, a little simpler, and a lot more transparent. Huge thanks to the team behind this launch, whose work made it possible to bring this to life for our customers in Uzbekistan! #Fintech #Uzbekistan #DigitalLending #UnaFinancial

🌱 Today is International Youth Day! It’s a good moment to celebrate the young professionals shaping the future of fintech across our markets. At UnaFinancial, our teams span a number of countries. A lot of what we do well is thanks to talented people bringing fresh perspectives to how we build financial products and reach underserved communities. Investing in young talent pays off both for companies and for the people the industry serves. #InternationalYouthDay #fintech #UnaFinancial #careers #youngtalent

Being a Product Owner on a platform with thousands of active investors is a massive balancing act. You are right in the middle of what users want, what the business needs, and what the development team is building next. For our latest Employee Spotlight, we sat down with Nadezhda Vlasenko, Product Owner for Robocash Investment Robot, to talk about how they cut through the noise, prioritize features, and keep the platform simple to use. #UnaFinancial #Robocash #EmployeeSpotlight #ProductManagement #Fintech #MeetTheTeam #TechCulture

Proud to be featured among the 37 fintech companies spanning Southeast Asia's markets, alongside some of the region's most recognizable names!

As we move deeper into 2026, it's a good moment to reflect on where fintech is heading across Asia. A recent report, "The Future of Fintech in APAC" (Money20/20 Asia, based on interviews with 130+ industry leaders across the region), confirms what we're seeing across our own markets: financial inclusion has moved well beyond being a "nice-to-have" social initiative. For the vast majority of companies in the industry, it's now embedded in core business strategy. For us at UnaFinancial, it's confirmation of the direction we've been committed to from the start: making financial services more accessible. What do you think the rest of 2026 holds for fintech across Asia? Share your thoughts in the comments 👇 #fintech #digitalfinance #financialinclusion #unafinancial #asia

When we talk about financial inclusion, we mean something specific: people getting access to credit that simply wasn't available to them before: quickly, fairly, and without barriers. We're proud that this work has been recognised with a 2026 Global Recognition Award in the Innovation category!🏆 We're grateful to Global Recognition Awards for this recognition and for the opportunity to put a spotlight on what responsible fintech can look like when it's built for the people who need it most. #UnaFinancial #Fintech #FinancialInclusion #Innovation #GlobalRecognitionAwards

UnaFinancial has been operating since 2015. For over a decade, we have focused on one specific thing: using smart technology to open up financial access for people traditional systems leave behind. Having that history gives us a solid foundation, with our energy fully focused on making our processes even faster and simpler moving forward. Head over to our website to see our journey so far: https://una.financial/ #UnaFinancial #Fintech #DigitalLending #FinancialServices

We expect immediate confirmation when ordering groceries, tracking a package, or booking a ride. Yet, when it comes to applying for credit, waiting days for a basic answer is still remarkably common. Long delays are usually defended as a necessary part of thorough risk assessment. But when modern systems can evaluate an application securely in under three minutes, making a customer wait days is just holding onto outdated habits. Where do you draw the line? Does instant access always mean a better user experience, or is there still a valid reason for a slower, manual review? #UnaFinancial #Fintech #CustomerExperience #DigitalBanking #TechTrends #FinancialServices

We've spent the last year looking closely at Uzbekistan, and the more we looked, the clearer the opportunity became. 37 million people, a median age of 29, GDP growing at 6.5% last year, and a genuine appetite for financial services that the existing system hasn't been able to meet. A few numbers that stood out to us: - ~70% of business transactions remain non-digital - Only 10–16% of SMEs have formal credit access - An estimated $6–7B structural lending gap the private sector largely hasn't touched - 30M+ remote banking users by 2022, up from 8 million four years earlier - QR payment volumes growing at 119% annually - $10.2B through the Fast Payment System in a single month last year The payments infrastructure is well ahead of the credit layer, and that gap is where we see the opportunity. In June 2025 we launched Una Moliya in partnership with MKBANK (JSCB Microcreditbank), offering online no-collateral SME loans as part of Uzbekistan's national financial inclusion programme. We're excited about what we're building there and put together a market spotlight to share our thinking. #Uzbekistan #FinTech #CentralAsia #SMELending #EmergingMarkets

Waiting for a financial decision is often the most stressful part of the application process. We decided to remove that wait completely. As our CEO, Sergey Sedov, points out, giving people an immediate answer is a fundamental form of respect. Delivering on that promise takes serious processing power behind the scenes. Our automated engine handles the heavy lifting so our customers get a fair, clear answer in under three minutes. #UnaFinancial #DigitalLending #CustomerExperience #Fintech #Leadership #FinancialInclusion