Worldline Financial Services

The rulebook is being rewritten. Are you ready? 📖⚖️ PSR (Payment Services Regulation) and PSD3 (Third Payment Services Directive) are redrawing the liability map for payment fraud across Europe - raising the bar for detection, prevention, and reimbursement. Between now and 2028, every PSP in the European Union will feel the impact. New duties, new safeguards, and a new balance of responsibility between payers, PSPs, and TSPs. In this short teaser extracted from our latest webinar "Fraud at the Speed of Payments: Can Your Organisation Keep Up?", Vincent Sigliano, Public and Regulatory Affairs Director at Worldline, walks us through what the new regulatory framework really means for the industry. 👉 Learn how to prepare for PSR/PSD3 - watch the full webinar now: https://bit.ly/4wAISny #PSR #PSD3 #PaymentsRegulation #FraudPrevention #Worldline

Worldline and Lissi GmbH are partnering to simplify European Digital Identity Wallet adoption for banks. With eIDAS 2.0 setting the framework and the 2027 deadline approaching fast, banks face a complex challenge: connecting to a growing ecosystem of 40+ digital identity wallets, each with evolving technical and security standards. That's where our partnership comes in. By combining Lissi's five years of digital identity and banking onboarding expertise with Worldline's strength in payments, fraud prevention and authentication, we're making the wallet ecosystem fully accessible to the financial sector—through a single managed service. The result for banks? One integration point instead of many. Compliance that stays up to date as regulations evolve. And time-to-market that moves from years to weeks. 👉 Read how our partnership helps banks move from awareness to implementation: https://bit.ly/4wfCkJW #EUDIW #eIDAS2 #DigitalIdentity #BankingInnovation

𝗬𝗲𝘀𝘁𝗲𝗿𝗱𝗮𝘆'𝘀 𝗳𝗿𝗮𝘂𝗱 𝘀𝘁𝗼𝗹𝗲 𝘆𝗼𝘂𝗿 𝗰𝗮𝗿𝗱. 𝗧𝗼𝗱𝗮𝘆'𝘀 𝗳𝗿𝗮𝘂𝗱 𝗰𝗼𝗻𝘃𝗶𝗻𝗰𝗲𝘀 𝘆𝗼𝘂 𝘁𝗼 𝗽𝗮𝘆. 💳➡️🧠 Fraud has changed. It's no longer just about hacking systems — it's about hacking emotions. Scammers now rely on manipulation, urgency, and trust to lead victims into authorising the payment themselves, from their own device, with their own credentials. In this short extract from our latest webinar "Fraud at the Speed of Payments: Can Your Organisation Keep Up?", João Rijo Courinha, Global Product Manager for Fraud Management at Worldline, explains how the fraud landscape has shifted — and what it means for banks. 👉 Ready to spot the new fraud tactics? Watch the full webinar here: https://bit.ly/4wAISny #FraudPrevention #PaymentsFraud #ScamPrevention #Banking #Worldline

We're shortlisted for 4 Payments Awards 🎯 We're pleased to announce that our team has made the final shortlist across all 4 categories we entered at this year's Payments Awards: • Customer Experience Innovation Award • Cross-Border Payments Solution of the Year • AI-Driven Fraud Prevention Platform of the Year • Account-to-Account & Real-Time Payments Innovation This recognition reflects our commitment to advancing payment innovation in ways that matter to our customers – faster, simpler, and more secure transactions across borders. Congratulations to all fellow nominees, and thanks to the judges and organisers at FStech and Retail Systems for recognising the finalists. Check out the full shortlist: https://bit.ly/4xbeLDc #PaymentsAwards #Payments #Worldline #FinancialServices

Financial institutions can't plan their way out of a crisis—they have to practise it. In part two of our series on Dutch financial sector resilience, we explore how the sector actually tests its readiness. We spoke with De Nederlandsche Bank (DNB) on why regular, cross-institutional exercises are critical to surviving increasingly complex threats. This blog reveals: Why "flawless" exercises are actually a missed opportunity How crisis management plans transform into active, collaborative readiness Why cross-sector coordination matters in an interconnected ecosystem Read the full analysis here: https://bit.ly/4h86Vpc #FinancialResilience #CrisisManagement #Banking #RiskManagement #CyberSecurity

📢 The 22th edition of our LinkedIn Newsletter for financial institutions is now available.    This edition also marks an important milestone for Worldline: we have been selected by the European Central Bank to participate in the Eurosystem’s Digital Euro pilot. Together with leading industry players, we are helping shape the future of European payments by contributing to the development and validation of the next generation of digital payment infrastructure.     Discover how Worldline, ING and Visa completed a live agentic payment transaction, explore how financial institutions can navigate the new payments era by turning complexity into opportunity, and learn how resilience, geopolitics and European sovereignty are influencing the evolution of payment infrastructures.     Read more about the role of collaboration in building shock-resilient payment ecosystems, how cultural and geopolitical factors are shaping payment choices across Europe, and the key trends redefining the future of financial services.     We hope you enjoy this edition and wish you a wonderful summer break. 

Acquirers are operating in an increasingly complex environment: accelerating merchant expectations, rising compliance demands, growing operational pressure, and the constant need to innovate. This new blog post, authored by Tom Wijnen and Carsten Hummel, experts in Bank Acquiring Processing, explores these challenges in depth and outlines how Acquiring as a Service can help address them — enabling acquirers to simplify operations, improve merchant experience, accelerate time to market, and scale with greater flexibility. From reducing the burden of infrastructure management to supporting faster onboarding, stronger self-service capabilities, and access to the latest payment innovations, this approach is designed to help acquirers focus on what matters most: growing their business and strengthening merchant relationships. Read the full article here: https://bit.ly/4bgv8pF #Payments #Acquiring #Banking #MerchantServices #PaymentProcessing #Fintech #DigitalPayments #Innovation

European payment infrastructures are entering a transformative era, driven by shifting geopolitics, a demand for resilience, and the rise of digital assets. Our latest newsletter edition explores these themes in depth, featuring our participation in the ECB’s Digital Euro pilot and a look at how collaboration, exemplified by our recent live agentic payment transaction with ING and Visa, is defining the future of financial services. From navigating systemic complexity to addressing European sovereignty, discover the seven key trends reshaping the market today. We hope you enjoy this edition and wish you a wonderful summer break. 📰 https://lnkd.in/eHHt2pnc 📩 Not subscribed yet? Sign up here: https://lnkd.in/eefmPUx5 #EuropeanPayments #PaymentsIndustry #AgenticCommerce #AgenticPayments #Worldline

Once a year, we gather the fraud experts from both Worldline and partner banks in Belgium for Fraud Scan Day: a moment to pause and really look at where fraud is heading, not just chase it day to day. This year's picture was a mix of the expected and the surprising. Phishing (in all its forms) is still the number one threat in Belgium, and generative AI is making it harder than ever to tell real from fake. At the same time, some very old-school tactics are quietly making a comeback. The real answer is collaboration. No single actor from the fraud ecosystem can outpace fraudsters alone. Michiel Serneels and @Catalina Mihaela Tritoiu share the full event insights and what they mean for your bank's defence strategy below. 📖See the full Fraud Scan Day recap: https://bit.ly/3QJ1diR 🛡️Learn how Worldline supports banks in the fight against fraud: https://bit.ly/4fpg4Ft #FraudPrevention #Cybersecurity #BankingSecurity #Collaboration #Phishing #FraudDetection #Worldline

Stablecoins. Tokenised deposits. CBDCs. Europe's monetary infrastructure is being rewritten, and financial institutions can't afford to wait. Venturebloxx has released 'The Future of Money in Europe', a comprehensive report examining how digital money is reshaping banking, payments and financial market infrastructure across Europe following MiCA implementation. The report includes perspectives from Aurelie Pagon, CAMS, CGSS, CFCS, CIA, Head of Processing and Financial Institutions Compliance at Worldline, on how payment providers are integrating stablecoins into existing infrastructure while meeting new regulatory and operational requirements under MiCA. If your organisation is planning stablecoin integration or reviewing compliance readiness, this report provides the strategic insights needed to move forward confidently. 📥 Download the report: https://lnkd.in/enwiHBPp #DigitalMoney #Stablecoins #MiCA #DigitalAssets #CBDCs #TokenisedDeposits #EuropeanPayments #FinancialInstitutions