Mom of 3, looking for her tribe, while purposely walking through Faith, for the first time in a long time. I became a Farmasi Influencer to feel like me again.

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A zero-based budget template is a tool used to ensure your total income minus your total expenses (including savings and debt repayment) equals exactly zero. The core principle is that every single dollar you earn is assigned a specific "job" or purpose, leaving no money unaccounted for. Use this in conjunction with my Debt Snowball Calculator and you'll be debt=free in no time.

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decareau.farmasi

Mom of 3, looking for her tribe, while purposely walking through Faith, for the first time in a long time. I became a Farmasi Influencer to feel like me again.

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